In general, banks prefer to receive checks that are in good condition, without any significant damage or wrinkles. A wrinkled check may be more difficult for the bank to process, as it could affect the accuracy of the information on the check or cause issues with automated scanning systems.
However, each bank has its own policies and procedures regarding the acceptance of damaged checks. Some banks may still accept a wrinkled check as long as the essential information, such as the account number, amount, and signature, is legible. It’s best to contact your bank directly or visit a branch to inquire about their specific guidelines for accepting wrinkled checks.
If the check is significantly damaged or torn, it’s recommended to request a replacement check from the issuer to ensure smooth processing at the bank.